RESIDENTIAL, COMMERCIAL, INDUSTRIAL & BRIDGE
PRIVATE LOANS

MFDC Group prides itself on being able to provide the best private lending solutions for our borrowers.

RESIDENTIAL LOANS
Fast equity based private mortgages 1st and 2nds purchases and refinances.
1st mortgages up to 80% LTV
​Rates from 7.99%
Up to $5 mllion for luxury residential.
No income docs
Ontario cities with over 50k population


PRIVATE COMMERCIAL LOANS
Funding for commercial properties from $2 million to $100+ million. 
1st and 2nd mortgages are available.
Able to provide approval within 24-48 hours.

We are committed to helping all kinds of commercial property investors find the most suitable funding solution at the best rates. 1st and 2nd mortgages are available.  Second mortgages ( behind institutional ) are often used to access equity in a property when a borrower wants to purchase another asset or renovate/repair a property.

Commercial mortgages are typically taken on by businesses instead of individual borrowers. The borrower may be a partnership, incorporation, or limited company and the assessment of the business can be a more complicated process.

Commercial loan approval primary focuses more on the asset class, income and expense and borrower ability to service the loan.  Commercial loan up to 80% loan to value contingent on the asset class and location.

What are the current commercial property loan rates?
There are some excellent rates for commercial real estate loans these days. Depending on the property type, interest rates are normally as low as prime + 3%, with an LTV (loan to value) ratio of up to 80% of the property’s appraised value. You may even qualify for up to 90% if you are the owner-user.

How much funding can I get?
There is no limit. On average, our capital sources can provide loans from $1,000,000 - $50,000,000.  But if you have a bigger project, let us know and we’ll design a funding solution for you. Our network of private commercial real estate lenders along with institutional syndication can provide funding for loan amounts that range from $50,000,000 to $500,000,000 and more. All at the best rates available in the market and fast commitments with proper common sense underwriting. These commercial property loans are perfect for purchase, refinance, or even accessing equity.

Will I qualify for a loan?
Loans are available for a wide range of commercial real estate investors—even for those with less than perfect credit. We understand that your situation is unique. We’re confident that we have a loan that can help you access the money you require quickly and straightforwardly. Contact us to tell us more about your project and find out what types of commercial real estate loans you may qualify for. Loans are available for a wide range of commercial real estate, as well as less than perfect credit. We understand that you are not just a number, and that your situation is unique.

PRIVATE BRIDGE LOANS
Commercial real estate bridge loans are a financial tool for CRE investors who need more money upfront but don’t have permanent financing yet. The ‘bridge’ name comes from how these instruments can help smooth out cash flow during difficult times by providing quick access to liquidity without having any serious consequences.

Bridge loans are widely used for repositioning, value-add, or rehabilitation opportunities. It’s important to secure this financing from trusted private commercial real estate bridge loan lenders so you can get the best rates and terms.

Commercial real estate bridge loans can help investors prevent liquidity issues. They are perfect for vacant buildings, special purpose properties and major rehabs. Our private capital sources can allocate funds quick and fast.

This short-term financing option enables access to a property’s equity for improvements, renovations or repairs, eliminating the need to raise funds from personal sources.

PRIVATE INDUSTRIAL LOANS
Industrial mortgages are suited to single-purpose industrial buildings and mixed-use sites.
An industrial asset can span real estate operations including warehousing, manufacturing, transportation and logistics. This type of asset typically attracts a more sophisticated buyer as a result of the risk profile and operational complexities.

1st and 2nd mortgages are available.  Second mortgages ( behind institutional ) are often used to access equity in a property when a borrower wants to purchase another asset or renovate/repair a property.

This is one of our favorite asset classes to provide private financing.

Call now for an industrial mortgage consultation covering:

• Logistics facilities.
• Auto shops.
• Production and manufacturing facilities.
• Storage facilities.
• Mixed use commercial/industrial properties.
• Other industrial mortgages in Ontario.

PROJECTS WE WILL CONSIDER

• Raw land
• Condominium
• Single-family residential construction
• Development land
• Hospitality –  hotels, motels, and restaurants
• Mixed-use projects
• Multi-unit residential
• Gas stations
• Shopping malls and plazas
• Industrial, apartment and office buildings
• Recreation and resort properties
• Student housing
• Retirement facilities
• Private schools
• Property conversions

Contact Us today to discuss your needs. The application process is quick, and we will guide you every step of the way. We look forward to helping you get the best commercial loan available, and exceeding your expectations.

The first step in determining your private commercial/industrial or private bridge loan options is to give us a call so we can quickly review your situation on the phone together and discuss the most relevant options that are available to you.

Our assessment process does not come with any cost or obligation to you and we will try to complete it as quickly as possible so that no time is being wasted determining if we can help you or not.

Give us a call at 647-955-8784 to book a time when we can discuss your financing requirements.  If you get our assistant, leave your name, number, and best time to call and we’ll get back to you as soon as we can.

You can also send us your info by using the below form or send us an email to:   [email protected]